Table of Content
As one of the South’s leading residential lenders, we have helped countless families finance their homes. We have the experience and knowledge to help you make accurate, informed decisions and the products guaranteed to meet all your mortgage needs. Anybody can just quote you a rate but no one else will roll up their sleeves and work as hard as we will. Understand the ins and outs of the home mortgage process through our in-depth online mortgage center. Once you've created an account, you can log in to fill out and submit your application.
Secure a home mortgage with a competitive rate from loan advisors in your neck of the woods. From there, we selected a First Citizens mortgage expert to help sort through the details and find the best financing for our situation. Simple solutions or accounts with a custom feel, we are here to meet your banking needs. When you’ve got your sights set on a larger home, you’ll need a larger mortgage to get you in the door. Our Jumbo Loans allow us to lend above the conforming loan limit.
Banking at your fingertips
There's no one-size-fits-all when it comes to the perfect house, and the same goes for your mortgage. Our mortgage bankers will work closely with you to understand your unique situation and help your family get into a new home. First mortgage loans are originated by Citibank,N.A. Who do I contact to make an offer on a Citi property?
After the construction period, easily modify to a standard fixed or adjustable rate mortgage – no second loan closing required. On that page, select the Create Account button located below the Log In button. Even if you have a First Citizens digital banking account, you'll need to create an account for our application system.
Financial Solutions for You:
Then it's time to apply for financing and turn your dream of buying a home into a reality. Save time when you get pre-qualified for a mortgage loan. It will help you estimate how much you can borrow so you can shop homes with confidence. Buying a Citi owned property is a great way to get more for your money. Foreclosed or REO properties are typically priced below their actual market value and offer great incentive for homebuyers.
A mortgage is a type of loan used to buy or refinance a house, plot of land or other real estate property. Most homebuyers get a mortgage to finance the purchase of their home. Buying a home is no small achievement, and the process can look different from family to family. Whether in person or online, mortgage bankers are here to help take care of the details—big and small—so you can focus on celebrating the moments that matter most. With a pre-approval you can focus on the fun part, finding your dream home. Getting a pre-approval with us is free, easy and quick.
Looking to buy a home? See how much you'll pay monthly.
We use leading-edge technology to ensure that all customer information is 100% safe. We protect our customers by using a combination of security measures that are among the best in the e-commerce industry. All customer information is encrypted using Secured Socket Layer technology supported with digital certificates provided by Starfield Technologies. This means that your loan application information is safe and secure as it travels over the Internet. We use leading firewall and network security technology to protect our internal computer systems from unauthorized access. Our customers can be confident that their personal information is completely safe and private after they apply.
All offers need to be submitted to the listing agent. If you have your own real estate agent, they should submit all offers through the listing agent. The listing agent will submit all offers to Citi for review. You will be linking to another website not owned or operated by Community Bank. The inclusion of any hyperlink does not imply any endorsement, investigation, verification, or monitoring by Community Bank of any information in any hyperlinked site.
Please complete the field below to prove you are not a robot
If the borrower defaults on their loan, the lender may take the collateral as payment. Once the mortgage is paid off, the lender no longer has any secured interest in the property and the homeowner owns it outright. First, we created an online account in a few quick steps. We personalized all of our information, added details about the property and were able to log in at any time to check the status of our application.
After you've applied for pre-approval, a mortgage banker will reach out to discuss your options. Feel free to ask anything about the mortgage loan process—your banker is here to be your guide. Community Bank is not responsible for, nor do we control, endorse, or guarantee the content, products and/or services of the subsequent pages. The linked site may have different privacy policy or provide less security than our website. You should consult privacy disclosures at the linked website for further information.
† Calls are randomly monitored and recorded to ensure quality service. REO, ("Real Estate Owned"), is a term used to describe a property that was acquired, normally as a result of a foreclosure. All information is provided on an "as is" basis and without warranty as to accuracy and completeness. We are directing you to Sallie Mae®, another website not owned or operated by Community Bank. Bank deposit products are offered by First Citizens Bank. Tap into your home's equity for your next big purchase or renovation project.
We encourage you to review their privacy and security policies which may differ from Community Bank. If you “Proceed”, the link will open in a new window. After receiving your application, a mortgage banker will reach out to you to discuss your options. A mortgage is a secured loan, meaning the home is collateral for the loan.
No comments:
Post a Comment